Central banks around the world are embarking on an interest rate-cutting cycle. But what does this mean for growth and value companies? Rate Cuts Affect Central banks, like the Bank of England and Federal Reserve, cut interest rates to stimulate the economy, making borrowing cheaper for businesses and consumers, which can encourage spending and investment. Lower rates also...Read More

ISAs are a great option to make investing as tax-efficient as possible. Once money is paid into an ISA, it’s then sheltered from both UK income and capital gains tax. Over the years, we’ve seen different types of ISAs launched and tweaks to ISA rules and regulations. Next tax year (or later this week) ISA rules are...Read More

Artificial Intelligence (AI) is the undeniable disruptor reshaping industries and creating new paradigms. It’s crucial to recognise the immense potential and lucrative opportunities that lie within the realm of AI investments. Artificial Intelligence has evolved from a buzzword to a game-changer, revolutionising sectors such as finance, healthcare, manufacturing, and more. This exponential growth shows no...Read More

New research has found that over a third (37%) of those aged 18 to 34 either have, or think they will need to, ask for financial help to deal with the current cost-of-living in the UK. Generations Rather than 20-and-30-somethings going online, or seeking help from famous TV personalities such as Martin Lewis – research...Read More

China has prompted hopes of a broader economic boost to the region. China is a big consumer of hard commodities and this should help support Asian and emerging stock markets. While China’s re-opening has been grabbing all of the headlines at the start of the year, an old familiar story is still lurking in the...Read More

The media may be negative on the UK housing market but when it comes to the UK, owning a property is more positive than it may seem.  The Negative Narrative – First Time Buyers The narrative we hear around the housing market is of an investing context. This consists of forecasts that are a couple...Read More

Most countries around the world are experiencing rising inflation. The US, Europe and the UK, for example, are dealing with inflation of 8.2%, 9.9% and 10.1%, respectively.  To combat inflation, central banks around the world have raised interest rates, again, to levels not seen in many years. While this might help stem inflation to some...Read More

Demand is slowing but still strong transaction data. Demand remains above average but analysts are forecasting a weakening market as households feel the pinch with the cost of living rising. Mortgage approvals are 9% down and the government help to buy scheme ends this month. Lifetime ISA Support is still afforded to first time buyers...Read More

A stable hard asset such as property is usually a good long term investment in volatile markets and should be part of most portfolios. Here are some things to be mindful of: Educate Yourself The proposition is simple enough – buy property, then rent it out. However, as with anything, there are layers of complexity...Read More

Alternative Investments are ones that don’t fall within the traditional nomenclature of equities, bonds and cash.  Historically they have been dominated by property-based investments, which typically generate a higher income and are influenced by interest rate movements but also exhibit long term capital growth. A Diverse Asset Class This asset class has grown in recent...Read More